About 

One of the leading insurance firms in India is Reliance General Insurance Company Ltd. With over 139 offices and 12,000 mediators, Reliance general becomes accessible and convenient for most people in the country. 

Considering the brand name and reach of Reliance group, the insurance plan offered by Reliance general is quite affordable and reasonable. 

The customer base of Reliance general is remarkable and includes both individuals and corporate groups. Customer service is also satisfying making the insurance company even more desirable. 

Like any other insurance provider, Reliance general offer insurance in all sectors. Be it health, life, car or travel. Reliance general aims at protecting the customers need and their interests. 

As they say, health is wealth, it is also equally true that you require wealth to protect health. Money most definitely can't buy you health but it can surely buy you a health insurance plan, which is the best shield you can provide to oneself. 

Reliance Health Insurance Company provides you with a comprehensive yet affordable health insurance plan to guarantee safety and protection from any potential damage that can cause you a major financial loss. 

Health Gain Insurance : 

Having a health insurance plan is not only a safety blanket against all financial burdens but it's also a factor in maintaining decent mental health. 

You can buy health insurance for yourself or you can buy one for your parents to gift them a hassle-free retirement. Health insurance plans by Reliance general can also be bought for your young child to ensure safety. 

Some of the benefits of Reliance HealthGain insurance plan are : 

• If you are a single woman or a girl child, you can prevail in a special discount of 5%. 

• In the case of an identified critical illness, the insurance plan is extended for one year, automatically.

• If you have an individual health insurance policy then your immediate or extended family members can be included in the coverage. 

• With over 4000+ hospital network, you can go cashless for your medical emergencies. 

Along with these you also need to know about the two basic plan from which you can select the one most preferred to you based on your needs. 

Both the plans in HealthGain insurance covers hospitalisation expenses, 60 Days daycare treatments, wellness, and a cumulative bonus of 33.33% on the base sum. 

The only difference between the two plans is that while the one doesn't cover accidental death claim and insurance renewal, the other provides Rs. 1,00,000 for the accidental death and gives an extension for up to 1 year to the policyholder in case of any listed critical illness.

 Also, in case of a domestic road ambulance, one plan contributes up to 1,500 and the other grants up to 3,000.

Also, Read- Max Life Insurance

After a brief knowledge over the covers of HealthGain insurance by Reliance General, let's a detailed look at the full coverage of the health insurance policy : 

• . The hospitalisation expenses are covered by the insurer if the patient is admitted for over 24 hours. 

• . In case the patient requires surgery, the policy provides daycare treatments. 

• . A pre and post hospitalisation coverage extending up to 60 days is also available for the patient in this policy. 

• . Up to 50-% of the base, the sum is provided for donor charges particularly for an organ donor. The maximum limit is 5,00,000/-. 

• . The health insurance plan also offers you exciting discounts on many value-added services. 

.Some of the diseases/ injuries are totally excluded from the plan. They are mainly self-injury, injury due to alcohol or drugs, biological injuries and criminal injuries. 

Diseases which are excluded are HIV/AIDS /STDs, congenital diseases, fertility-related, contact lenses, dental care, mental illness, cosmetic, Non-Allopathic and self medications. 

Mediclaim for Senior Citizen 

It is a fact that your age plays an important role when it comes to buying health insurance plans. The prices are low and affordable depending on your age and the added benefits are also accessed accordingly. 

And with the passing days, it is certain that you are not getting any younger so the sooner you buy a health insurance plan the better deal you get with you policy.

 Hence, it is integral to plan for your health plan before planning your retirement plan as your life depends on it. With golden age, your needs and requirements change. 

You'll need more money and financial security than you do right now. Reliance General thus plan for senior citizens by designing their health insurance to meet the needs of the elderly in the least possible amount and charges. 

Reliance HealthGain Health insurance policy assures that the senior citizens can get the best from their health insurance policy. 

Along with this if you have Reliance Private Car Package Policy you can get a 5% extra discount on your health insurance plan. 

Network Hospitals 

If you wish to get the best of Reliance Health Insurance Policy, the next thing you need to be aware of is the network hospitals where you can avail your cashless service benefit. 

Reliance General has a reach of over 4000+ network hospital in most of the cities in India. Some of the popular hospitals are : 

In Delhi - 

• Apex City Hospital

•  Eden Hospital

• Family Hospital P. Ltd

• Fortis Hospital Limited 

• Genesis Hospital

In Mumbai - 

• Apex Hospital 

• Apollo Spectra 

• Balaji Hospital 

• Dr L H Hiranandani

• Joy Hospital

In Kolkata - 

•  Aditya Health Research Foundation 

• Bliss Nursing Home

• Belle Vue Clinic 

• Columbia Hospital 

Process to Claim

In order to claim there are few things, you need to be ready with. They are : 

•  Policy Number 

•  Insured contact details 

• Name of the insured ( patient )

• Connection of the patient to the insured 

• Hospital’s name

• Nature of the disease/injury 

To get the cashless facility you need : 

• To admit in any of the sponsored hospitals. 

• Present the Reliance Health card at the hospital 

• During admission in the hospital, request for the authorization form and fill the cashless request form attached with a copy of your health care. 

• Wait for the hospital to approve 

• Sign all the bills 

• Supply the hospital with all the original discharge documents  Keep a photocopy of the record with yourself. 

To Check Status- 

You can get the details of your policy status by logging in your account at the Reliance General Online portal. 

After logging into your account on the login tab on the home page using your password and username which you were provided with, you can check the status of your policy anytime.